The Real Retirement

The Real Retirement

The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen by Fred Vettese, Bill Morneau
John Wiley & Sons | 2012 | ISBN: 111849864X | EPUB | 1.18MB


Straight Talk and solid retirement advice for all Canadians


In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.


  • Offers practical advice for dealing with the changes to Canada's retirement system
  • Includes advice for calculating your Neutral Retirement Income Target
  • Contains solid financial advice in accessible language
  • Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm

The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.


How An Economy Grows And Why It Crashes [Audiobook]

How An Economy Grows And Why It Crashes [Audiobook]

How An Economy Grows And Why It Crashes [Audiobook] by Peter D Schiff
Audible | 2010 | ASIN: B0049MEXPS | MP3@128 kbps | 3 hrs 36 mins | 198.07MB


Ever wonder . . .


  • Why governments can spend without ever seeming to run out of money?
  • Why some countries are rich while others are poor?
  • Whether spending or saving is the best cure for a bad economy?
  • Where inflation comes from?
  • Why it's so hard to catch a fish with your bare hands?

Understanding how all the pieces of an economy fit together can be a daunting taskóespecially when the experts can't seem to do it. But when you get down to the basics, it is much easier than you may think. How an Economy Grows and Why It Crashes uses illustrations, humor, and accessible storytelling to take economics off its lofty shelf and put it back on the kitchen table where it belongs.


This straightforward story of fish, nets, saving, and lending exposes the gaping holes that lie hidden in our global economic conversation. With wit and humor, the Schiffs explain the roots of economic growth, the importance of trade, savings, and risk, the source of inflation, the effects of interest rates and government stimulus, the destructive nature of consumer credit, and many other economic principles that are so frequently discussed and so poorly understood.


The story may appear simple on the surface but it will leave you with a powerful understanding of How an Economy Grows and Why It Crashes.




EPUB

The Mirror Effect [Audiobook]

The Mirror Effect [Audiobook]

The Mirror Effect: How Celebrity Narcissism Is Seducing America [Audiobook] by Drew Pinsky
Harper Audio | 2009 | ASIN: B001WYVAZM | M4B | 7 hrs 29 mins | 213.92MB


Reality TV. Celebutantes. YouTube. Sex Tapes. Gossip Blogs. Drunk Driving. Tabloids. Drug Overdoses. Is this entertainment? Why do we keep watching? What does it mean for our kids? In the last decade, the face of entertainment has changed radically - and dangerously, as addiction specialist Dr. Drew Pinsky and business and entertainment expert Dr. S. Mark Young argue in this eye-opening new book.


The host of VH1's Celebrity Rehab with Dr. Drew and of the long-running radio show Loveline, Pinsky recently teamed with Young to conduct the first-ever study of narcissism among celebrities. In the process, they discovered that a high proportion of stars suffer from traits associated with clinical narcissism - including vanity, exhibitionism, entitlement, exploitativeness, self-sufficiency, authority, and superiority. Now, in The Mirror Effect, they explore how these stars, and the media, are modeling such behavior for public consumption - and how the rest of us, especially young people, are mirroring these dangerous traits in our own behavior. And it explores how YouTube, online social networks, and personal blogs offer the temptations and dangers of instant celebrity to the most vulnerable among us.


Informed and provocative, with the warm and empathetic perspective that has won Dr. Drew Pinsky legions of fans, The Mirror Effect raises important questions about our changing culture - and provides insights for parents, young people, and anyone who wonders what celebrity culture is doing to America.


The As If Principle [Audiobook]

The As If Principle [Audiobook]

The As If Principle: The Radically New Approach to Changing Your Life [Audiobook] by Richard Wiseman
Brilliance Audio | 2013 | ISBN: 1469266733 | M4B | 7 hrs 45 mins | 226.51MB


Victorian philosopher William James had a theory about emotion and behavior: It isnít that our feelings guide our actions (feel happy and you will laugh). On the contrary, it is our actions that guide our emotions (laugh and you will feel happy). This led James to a remarkable conclusion: "If you want a quality, act as if you already have it." Roused by Jamesís astonishing discovery, renowned psychologist and best-selling author Richard Wiseman confirms Jamesís principle and shows how the self-help genre has for too long put the cart before the horse in trying to help us take control of our lives.


Bringing to the table a dazzling array of firsthand experiments, surprising histories, and psychological case studies, Wiseman illustrates in brilliant detail how we can apply this principle in our daily lives:


  • Smile to become measurably happier
  • Wash your hands to drive away guilt
  • Clench your fist to increase your willpower
  • Eat with your nondominant hand to lose weight
  • Nod while speaking to become more persuasive
  • Act like a newlywed to rekindle your marriage

Lively, engaging, and truly mind-changing, The As If Principle is that rare gem that offers real, workable solutions for your day-to-day goals while helping you to instantly take control of your emotions. Whether itís quitting a bad habit, persevering through a difficult task, or achieving your dream self, The As If Principle can help. Donít just think about changing your life. Do it.


The 80/20 Principle [Audiobook]

The 80/20 Principle [Audiobook]

The 80/20 Principle: The Secret of Achieving More with Less [Audiobook] by Richard Koch
Richard Koch | 2007 | ASIN: B0011FSRY4 | M4B | 9 hrs 13 mins | 263.56MB


In 1897, Italian economist Vilfredo Pareto, in his study of the patterns of wealth and income, observed that the distribution of wealth was predictably unbalanced. He first discovered this pattern in 19th-century England and found it to be the same for every country and time period he studied. Over the years, Pareto's observation has become known as the 80/20 principle.


Learn the secret of success by achieving more with less. Find out how you can tap the hidden potential of the 80/20 principle in your life.


Richard Koch is a highly successful entrepreneur and investor. His 80/20 Principle - that 80 per cent of results flow from just 20 per cent of the causes - is the one true principle of highly effective people and organizations.


In one of the decade's most original, provocative and powerful books, The 80/20 Principle shows how you can achieve much more with much less effort, time and resources, simply by concentrating on the all-important 20 per cent.


Astonishingly, though the 80/20 Principle has greatly influenced today's world, this is the first book which shows you how to use it in a systematic and practical way.


Altamont [The Smith Tapes: Collection #5]

Altamont [The Smith Tapes: Collection #5]

Altamont [The Smith Tapes: Collection #5]
2013 | ASIN: B00BNQV2P2 | MP3 VBR | 3 hrs 10 mins | 230.44MB


Between 1969Ė1972, Howard Smith recorded interviews with scores of rock stars and cultural icons. As a Village Voice columnist and radio personality on WPLJ FM, Smith sat down for revealing, personal conversations with Eric Clapton, Andy Warhol, Jim Morrison, Buckminster Fuller, Janis Joplin, Jerry Garcia and Hugh Hefner, to name just a few. He interviewed John Lennon and Yoko Ono no less than five times, and called in live dispatches from his Winnebago parked stage-side at Woodstock. Smith was at the center of culture during an era of extraordinary transformation.


Smith kept the original interview reels, hundreds of them, buried in a crate in the back of his New York City loft, and they havenít seen the light of day in over 40 years.


Collection #5 entitled Altamont was released on March 12, 2013. It includes:


  1. Mick Jagge
  2. Rolling Stones La Press Conference
  3. Rolling Stones Nyc Press Conference
  4. Jerry Garcia
  5. Hell's Angel
  6. John Lennon & Yoko Ono at the Regency Hotel